3.2%
Planned merit budget
Employer benchmark
Mercer's average planned US merit-increase budget for 2026, not a promised individual raise.
A good raise depends on both the market and inflation. A 4% raise can exceed a typical employer budget and the current headline CPI before tax; 5% to 6% clears that benchmark more comfortably. Promotion, market-adjustment, and job-change outcomes vary too widely for one universal range. See how any raise compounds year after year with our raise calculator over time.
A 3% raise is close to common merit budgets but currently trails headline inflation. A 5% raise is generally good because it beats recent inflation. For a promotion, market adjustment, or job change, use the actual salary band or offer rather than assuming a standard percentage.
3.2%
Employer benchmark
Mercer's average planned US merit-increase budget for 2026, not a promised individual raise.
3.4%
Purchasing-power benchmark
The BLS 12-month reading for July 2026; a lower raise trails this measure before tax.
Varies
Use actual offers
There is no universal range; compare the new role, market pay, and total compensation.
Use inflation as the floor, then compare your raise against company budgets, market pay, and your individual performance.
The BLS reported a 3.4% CPI-U increase for the 12 months ending July 2026. A raise below that can feel like a pay cut in real purchasing power — see the raise you need to beat inflation by state.
Mercer reported average planned 2026 merit-increase budgets of 3.2% and total salary-increase budgets of 3.5%. An individual raise can be above or below those employer-level averages for many reasons — see how much of a raise to ask for and the cost-of-living raise baseline. To model the take-home impact of any figure, use the pay increase calculator.
Sources: BLS Consumer Price Index and Mercer 2026 salary increase budget survey.
Merit budgets vary by employer, industry, location, job family, and company performance. Mercer's public 2026 release supports the overall US averages used here, but it does not provide sector-level comparisons. Use a role-matched salary survey or your employer's pay band for a more specific comparison. See our 2026 salary budgets and trends page for more detail.
Source: average 2026 US merit-increase budget 3.2% and total salary-increase budget 3.5% (Mercer).
$1,500/yr
On $50,000, that is about $57.69 per biweekly paycheck before taxes.
$2,500/yr
On $50,000, that is about $96.15 per biweekly paycheck before taxes.
$5,000/yr
On $50,000, that is about $192.31 per biweekly paycheck before taxes.
| Raise | Salary | Annual increase | Biweekly increase |
|---|---|---|---|
| 3% | $50,000 | $1,500 | $57.69 |
| 5% | $50,000 | $2,500 | $96.15 |
| 10% | $50,000 | $5,000 | $192.31 |
Use the calculator above for any exact percentage. These common levels are shown together so you can compare them without jumping between near-identical pages.
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Looking specifically at a 3% raise? See the detailed 3% raise calculator.
Enter your salary and raise percentage to see the annual, monthly, biweekly, and after-tax impact.
Your Raise
$2,500.00
+5.00% increase
New Annual Salary
$52,500.00
from $50,000.00
Per Paycheck
+$96.15
bi-weekly increase
After-Tax Increase
+$2,008.75
estimated annual take-home
Hourly
+$1.20
Before
$24.04
After
$25.24
Weekly
+$48.08
Before
$961.54
After
$1,009.62
Bi-Weekly
+$96.15
Before
$1,923.08
After
$2,019.23
Monthly
+$208.33
Before
$4,166.67
After
$4,375.00
Annual
+$2,500.00
Before
$50,000.00
After
$52,500.00
| Period | Before | After | Increase |
|---|---|---|---|
| Hourly | $24.04 | $25.24 | +$1.20 |
| Weekly | $961.54 | $1,009.62 | +$48.08 |
| Bi-Weekly | $1,923.08 | $2,019.23 | +$96.15 |
| Monthly | $4,166.67 | $4,375.00 | +$208.33 |
| Annual | $50,000.00 | $52,500.00 | +$2,500.00 |
After-Tax Impact
$42,355.00 → $44,363.75 (+$2,008.75/yr)
Est. US federal income tax + FICA (single filer). Varies by state, filing status, and deductions.
Real Raise (Inflation-Adjusted)
Your raise: 5.0% — Inflation (CPI): 3.4% → Real purchasing power change: +1.5%
Estimates are for informational and planning purposes only. They do not constitute financial, tax, or legal advice. See our disclaimer.